If your business doesn't fit neatly into freight or fleet, we can still help. We work with UK SMEs who want proper advice — not a comparison site quote and a call centre number.
Most small businesses are either underinsured, overpaying, or both. The problem is rarely the price, it's that nobody explained what's actually covered.

Premium jumped with no explanation. Policy changed at renewal without anyone flagging it.

When something actually happens, you're on hold to a call centre who don't know your business or your policy.

Your broker placed the policy and disappeared. You don't really know what you're covered for until claim time.

Your policy was built for a generic business. Not yours. Which means the gaps are hidden in the small print.

Bundled covers that don't apply to your operation. You're paying for them anyway because nobody reviewed it properly.

The insurer found an exclusion you didn't know about. Your broker isn't fighting your corner. You're on your own.
We don't just sell policies, we identify what you actually need and make sure nothing important is left out.
Commercial Combined
Premises, contents, liability and business interruption in one properly structured policy
Public & Employers' Liability
Protection if a customer, visitor or employee suffers injury or loss connected to your business
Professional Indemnity
If a client claims your advice or service caused them financial loss, essential for any advisory business
Cyber Insurance
Data breaches, ransomware, business interruption from cyber incidents, increasingly relevant for SME
Trustees' Liability
Charities and community orgs, trustees need protection against personal liability for decisions made
Business Interruption
If your premises or systems go down, this covers the income you lose while you get back up and running
Start with our free business risk review, answer a few questions about your operation and we'll come back to you with a clear picture of where you stand and where the gaps might be.


Specialist freight liability and fleet insurance. Redhill, Surrey.
Email: [email protected]
Phone: 07725 657859
monday: 8am - 5pm
tuesday: 8am - 5pm
wednesday: 8am - 5pm
thursday: 8am - 5pm
friday: 8am - 5pm
Copyright 2026. Exodus Brokers. All rights reserved.
Exodus Insurance Brokers is a trading name of Samuel Kofi Appau-Kwateng, an appointed representative of Momentum Broker Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.